Luke 12:13-21 · The Parable of the Rich Fool
Three Foolish Things You Can Do With Your Money
Luke 12:13-21
Sermon
by King Duncan
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We live in a crazy country. The Associated Press carried a story recently about a woman who tried to hold up a bank. Her weapon? A device that she said controlled a bomb in her car. Brandishing her innovative weapon, the woman demanded money from 3 tellers at a branch bank in Bowling Green, Ohio. Suddenly the tellers realized that the device she was waving in their faces was not a remote control for a bomb at all. It was only a garagedoor opener. "I think their first clue was when they saw `Sears' on the end of the garagedoor opener," said Police Chief Galen Ash. After the tellers realized what her "weapon" was, they forced her to the floor and sat on her until police arrived. The woman was charged with unarmed bank robbery.

People do crazy things where money is concerned. Jesus told about such a person. Jesus didn't call him crazy, but he did call him foolish. Most of us know Jesus' parable almost by heart. "The ground of a certain rich man produced a good crop," said Jesus. Is there anything wrong with that? No, not so far. As far as we know the man came by his wealth honestly. He didn~t cheat. He didn't lie. He didn~t steal. Jesus didn't say the rich man was a bad man. Only that he was foolish.

There is nothing wrong with having money. I Timothy 6:10 warns against the love of money. Many people read that verse wrong; it is not money, but the love of money, which is condemned. There is nothing wrong with having money. IN FACT, THE FIRST FOOLISH THING YOU CAN DO WITH MONEY IS TO DENY ITS IMPORTANCE.

There are some things that only money can buy. Braces for the kids~ teeth. A good education. A dependable car to drive to work. Decent clothes to wear to church. A person with no money in our society is in deep trouble.

A Volunteer Fire Department in Arkansas drew criticism recently for letting a house burn down. It seems the owner hadn~t paid a twentydollar annual fee for firefighting service. Because of the firefighters' inaction, two adjacent furniture shops also were destroyed. A resident behind the shops did pay the feewhile the fire was burning. His house was spared. Chief Ronnie Courtney told reporters: "Once your house is on fire, you can't join, but if you're a neighbor to some property that's on fire, you can join." When the house burned down, firefighters stood by to see that the blaze didn't spread to the homes of people who had paid the twentydollar fee. (1)

You may or may not agree with the actions of that fire department, but the truth of the matter is that it's no fun to be without money in our society. In fact, it is a real nuisance. There are some things that only money can buy. Insurance, for example. The man in Jesus' parable was rich. And there is nothing wrong with that. A lot of us wish we had his problems. Some of us are having difficulty just getting by. As someone else said, "People call it takehome pay because there is no other place you can afford to go with it."

Some of us can relate to that. It's tough nowadays, and according to some experts, it's likely to get tougher. There's nothing wrong with wishing we had more money. In fact, some of us need to give more attention to our finances. Did you know that eightyfive out of one hundred Americans have less than $250 in savings when they reach age sixtyfive? Did you know that in the event of a loss of income or unexpected major expense, the average American family is three to six weeks away from bankruptcy? (2)

The man in Jesus' parable was not foolish because he had money. Money is important in our world. The rich man was foolish not for having money but because of what he did with that money. THIS BRINGS US TO THE SECOND FOOLISH THING YOU CAN DO WITH YOUR MONEY: KEEP IT TO YOURSELF.

The rich man thought to himself, "What shall I do? I have no place to store my crops. This is what I'll do. I will tear down my barns and build bigger ones, and there I will store all my grain and my goods. And I'll say to myself, `You have plenty of good things laid up for many years. Take life easy; eat, drink and be merry.' " Now that sounds pretty good to most of us. The rich man decided to live the good life. Surround himself with nice thingstake life easy.

Doris Lopresti teaches second grade in a parochial school. One day, as part of religion class, she asked the children to draw a picture showing what they'd do if they could spend the day with Jesus. The pupils tackled the project eagerly. After a few minutes, one little girl came up to her desk with her almost finished drawing in hand. "Miss Lopresti," she said, "how do you spell Bloomingdale~s?" (3) Evidently, she was going to take Jesus to her favorite department store.

The rich man made the same mistake that many of us will make. He assumed that all he needed for a contented life were a lot of nice things. Wrong. Nobody ever found genuine happiness in mere things. Happiness comes from relationships. Happiness comes from sharing. There are many people who have only money. And they have no joy.

Jean Paul Getty was one of the richest men in the world. And yet, according to a book by Malcolm Forbes titled WHAT HAPPENED TO THEIR KIDS?, Getty was a lousy father. When one of Getty's grandsons was kidnaped, Getty refused to pay the ransom to get him back. He reasoned that if he paid the kidnappers, then all of his grandchildren would get kidnaped for ransom. But the kidnappers were only asking for $1 million. This was pocket change to Jean Paul Getty. Even if all fourteen of his grandchildren were kidnaped and ransomed for this much money, he still could have paid it with ease. Four months after the first ransom note was sent, the kidnappers cut off the boy's right ear and mailed it to Getty. Finally, Getty agreed to pay the ransom, but he insisted that his son, the boy's father, pay him back with interest. (4)

I sincerely doubt that J. Paul Getty's money brought him any real happiness. Happiness comes from sharing what you have with others. Most parents know that. There is far more joy in giving to your children than hoarding for your own pleasure. But the joy of giving goes farther than that. Wise people move beyond their own family to give to people in need and to causes in which they believe.

There are many of you who get real joy out of your support for our church. I want you to know that your support is appreciated. Some of you would cut back on some of your personal expenses before you would cut back on your giving to the churchnot because someone is holding a gun to your head, but because you get real satisfaction out of taking part in God's work in the world. Some others of you have yet to learn that lesson.

Did you read about the couple in Florida who had been married twentyone years who were getting a divorce? The terms of the settlement called for the woman to be able to maintain "a reasonable lifestyle." Since the couple listed their assets at $100 million, here's what the judge decided: She could fly to New York onceamonth to get her hair fixed; she would receive $2,600 a month to eat out; and she would receive a liberal expense account for gasoline, oil, and maintenance of her $100,000 Mercedes.

In addition, she was to receive, each month: $10,446 for vacations; $6,452 for clothing; $1,592 for groceries; $1,440 for local beauty parlors; $1,407 miscellaneous; $171 for pet care; and $20 for church and charities. (5)

Is there something wrong with this picture? One hundred million dollars and she's giving $20 a month to church and charities? I believe Christ would say to her, "You fool!" Wealth is for sharing. Sure, there is satisfaction in the little luxuries of life, but not as much as being involved in something great and lasting. The first

foolish thing you can do with money is to deny its value. The second foolish thing you can do is hoard it for yourself. AND, OF COURSE, THE MOST FOOLISH THING YOU CAN DO WITH MONEY IS ALLOW IT TO BECOME YOUR GOD.

On Black Monday, October 19, 1987, the DowJones average plunged 508 points. As it plunged the Pacific Stock Exchange requested that a suicide watch be placed on the Golden Gate Bridge in San Francisco. During the same week in Miami, a longtime speculator who lost large sums in the market~s crash walked into the local Merrill Lynch brokerage office and requested to see his broker and the office manager. He opened his briefcase, took out a handgun, and shot and killed the two men and himself. A friend commented, "His entire life was devoted to the market, and it collapsed around him." (6) So it is with those who make money their god.

Henry Ford once asked an associate about his life goals. The man replied that his goal was to make a million dollars. A few days later Ford gave the man a pair of glasses made out of two silver dollars. He told the man to put them on and asked what he could see. "Nothing," the man said. "The dollars are in the way." Ford told him that he wanted to teach him a lesson: If his only goal was dollars, he would miss a host of greater opportunities. He should invest himself in serving othersnot simply in making money.

That's a great secret of life that far too few people discover. Money is important. No question about that. But money is only a means by which we reach higher goals. Service to others. Obedience to God. God comes to the rich man and says, "You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?" The answer was clear. The rich man had put his trust in things. Now he was leaving these things behind.

Charles Spurgeon once compared it to a man who traveled to a certain primitive land with the intent of becoming very, very rich. And he didin the currency of his new homeland. He accumulated a large store of shells and beads which is what the natives there used for money. He accumulated more of this kind of wealth than anyone in that land. Everyone admired his financial acumen. When he came home to England, though, he discovered that he was a beggar, even though he had a shipload of what had been wealth in his adopted land. The shells and beads were of no use to him back in a world that honored a different currency. So, says Spurgeon, will it be for those who have laid up for themselves the currency of this world but are not rich toward God. (7)

Three foolish things you can do with money: Deny its importance. Hoard it to yourself. Make it your god.

Early in this century a man gave $100,000 to build a college in Liberia. By the 1940's the college had grown. Thousands of young Africans had been educated there. On an anniversary of the college's founding, the administration decided it was time to say Thank You to its benefactor. It took months to track him down. You see, the man had lost everything in the crash of 1929 and was living in a little house on the south side of Chicago. Twice he refused to see representatives from the college, but he finally agreed to receive them. At their insistence, he was flown to Africa for a celebration. As he looked over the campus filled with hundreds of students, he whispered to the college president, "The only thing I have kept is what I gave away." Wise man. Only what we give away is ours forever.


1. John F. Westfall, ENOUGH IS ENOUGH, (New York: Zondervan Publishing House, 1993), p. 101.

2. Randy C. Alcorn, MONEY, POSSESSIONS AND ETERNITY, (Wheaton, Illinois: Tyndale House Publishers, Inc., 1989).

3. READER'S DIGEST, May 1986, p.152.

4. With Jeff Bloch, Simon & Schuster New York, London, Toronto 1990.

5. "The Messenger," Bacon Heights Baptist Church, Lubbock, Texas, 1991.

6. John A. Stroman, THUNDER FROM THE MOUNTAIN, (Nashville: Upper Room).

7. Charles H. Spurgeon, SPURGEON'S SERMON ILLUSTRATIONS, (Grand Rapids, MI: Kregel Publications, 1990)

Dynamic Preaching, Collected Sermons, by King Duncan