... if you pay just the minimum amount each month on that debt, that dinner will cost you more than $50. That is poor stewardship. Financial analyst Ron Blue tells about a man who bought a Rolex watch. He made a down payment of $200, then put the rest his credit card. His intention, like so many Americans, was to pay the minimum each month. Before he was through, he had paid for that Rolex at least twice. Bless his heart! He just couldn't bear to say to himself, “I can't afford a Rolex." Proverbs 13:7 had ...
... up a report in order to peruse it. Josh was only half into his work. "Boy, I've really become addicted to buying clothes. What is wrong with me anyway?" But the next day Josh found himself once again standing in the middle of The Hub with his credit cards just burning holes in his pocket. Fortunately, he was the only one in the store and David noticed Josh's anxiety. He saw that Josh was flushed and kind of nervous. He thought that maybe Josh was getting sick. "Are you all right Josh?" David questioned. "Oh ...
... up a report in order to peruse it. Josh was only half into his work. "Boy, I've really become addicted to buying clothes. What is wrong with me anyway?" But the next day Josh found himself once again standing in the middle of The Hub with his credit cards just burning holes in his pocket. Fortunately, he was the only one in the store and David noticed Josh's anxiety. He saw that Josh was flushed and kind of nervous. He thought that maybe Josh was getting sick. "Are you all right Josh?" David questioned. "Oh ...
... you realized it, what did you do? You dropped everything you were doing and immediately went looking for it. Do you remember when you found it? Do you remember the joy, the relief and the happiness that you felt? Maybe it was your car keys or your wallet or a credit card or even a wedding ring. How many of you have ever lost a kid? I can tell every one of you this. If you have never lost a child, here is why, you’ve probably never had one! For all of you young parents and parents-to-be out ...
... like to be treated if I were in their situation." We're not to take how we respond to life from those who mistreat us. Notice the next few verses. Jesus said just the opposite is true as well. He said that if you love those who love you, what credit is that? Everybody does that. If you lend to those from whom you expect repayment, what good is that? Even sinners do that. What Jesus is saying here is that we do not take our cue on how we respond to life from what life does to us. We respond ...
... broken beginning with Adam. For thousands of years a sin debt has been piling up against the human race. When Teresa and I go out to eat we always pay with a credit card. Credit cards are okay if you keep your credit cards paid off which we do. Every time we eat we enjoy the benefit of the meal even though the meal hasn’t actually been paid for. That credit card is a promise to pay it off in the future. Ever since the Garden of Eden the human race has been running up a debt of sin. People living during ...
... and stray from God’s ways like lost sheep. We follow too much the devices and desires of our own hearts. We do those things which we ought not to do and leave undone the things we should be doing. But, it is the nature of God to give us credit where credit is not due. II. IN THE NAME OF JESUS CHRIST WE ARE FORGIVEN. Forgiveness is not cheap. God does not excuse us, pamper us, indulge us, tolerate us. God forgives us. The cost is more than we can pay. The gift is more than we can imagine. When our ...
... , Bob would never have made it back home. GENEROSITY IS THE MARK OF A REDEEMED HEART. That is what Jesus is saying to us. "If you love those who love you," Jesus said, "what credit is that to you? Even sinners love those who love them. And if you do good to those who are good to you, what credit is that to you? Even ˜sinners' do that . . ." We think that the difference between the redeemed and the sinner is righteousness. Surprise! The difference between the redeemed and the sinner is mercy, compassion ...
... Who among us is able to live out this teaching? Somebody pulls out in front of you on the interstate, what’s your first reaction? “Yes, brother. Jesus loves you and I love you.” Someone at work gets credit for an idea that rightfully was ours. “Yes, sister. I’m glad you’re getting the credit. There’s more than enough to go around.” You find out somebody’s been saying bad things about you behind your back, “That’s all right, friend. You can still put me down as a character reference on ...
... to new cards three times this year. "I can always get other cards."[iv] Much of the debt being incurred today is by people who can least afford it. Nearly 40% of the disposable income of the poorest 20% of Americans, goes to pay consumer debt.[v] The credit card boom triggered the creation of one of the latest self-help groups, "Big Spenders Anonymous" for compulsive debtors.[vi] It was Will Rogers who said, "We spend money we don't have, to buy things we don't need, to impress people we don't even like ...
... way, using just the right words. I mean, have you prayed the sinner's prayer? No? Well. What is to prevent you from being baptized? Lots of things. And if you will give me a bit of time, I will think of even more." But to Philip's eternal credit, and to the church's eternal edification, there was no objection, no pre-condition. This Ethiopian eunuch, so long an outsider in the household of faith, was now welcomed as a member of the family. It was a rare and wonderful moment. How does the story end? Suddenly ...
... identity thieves have stolen over $107 billion from people like you and me. What is identity theft? Identity theft is a serious crime. Identity theft happens when someone uses information about you without your permission. They could use your name, address, credit card or bank account numbers, Social Security number, even medical insurance account numbers to do you harm. What are the most common ways to identity theft? According to the U. S. Department of Justice there are several ways somebody can steal ...
... church is to be the church we may have to come down and do some things, which in the eyes of the world and in our own eyes seem very ordinary and commonplace. But that was not the problem of this young man, Let us mark it down to his credit--he was humble. IV Well, I'm also impressed with the fact that he was sincere He was not coming to Jesus with verbal puzzles, mental gymnastics, and pious theological jargon. That was what the Pharisees did. They would come before him and say: Jesus, what do you think ...
... God, as is our habit, with a gesture of thanksgiving. For the moment you could isolate him in the closet with your other good luck charms until another desperate need arose and you would have to polish up your lines again, "Jesus, Master, have mercy!" On Credits and Debits How can we explain it, that when these ten lepers had received the gift of healing, nine neglected gratitude to him who healed them? Or how do we account for this when we are healed, that God gets little more than casual recognition, an ...
... his people. But he was more than ready to believe that through the covenant God made with Abraham, people could be credited with righteousness through their faith. What did Abraham's belief get him? Ultimately it got him salvation. Look at what ... still get paid, then it's a gift. It's something we get undeserved. That's called grace. Abraham and all the others were credited with righteousness as a gift. It came not through anything they had done, but only through what they believed. And they believed God when ...
... on a timely basis. Debt is wrong when it prevents you from giving to God what He demands. Debt is wrong when the burden is so heavy you cannot save for the future. Debt is wrong if it puts your family under financial pressure. (Financial Counselor, Larry Burkette, says that credit is the motivating factor behind perhaps 80% of all divorces.)13 Debt is wrong if it is used to pay for the luxuries of life. Debt is wrong if it is generated by co-signing a note. (See Prov. 6:1-6; 11:15; 17:18; 22:26-27) As ...
... , but only Jesus can keep a man out of hell." I majored in accounting in college and in elementary accounting you learn about debits and credits, and you learn that if you don't have enough credits, and they're wiped out by your debits, you can be bankrupt. Well Paul, in the previous verses, had added up all of his credits, but he had one debit that wiped out all the credits; the debit was he did not know Jesus and he realized he was spiritually bankrupt. Now in today's terms that proud Pharisee would have ...
... I am absolutely convinced of and that is the average person in America has no clue in how to manage money. Just consider this: Consumer debt has tripled since 1980. The average American household has over $35,000 in consumer debt. The average amount of credit card debt in households with more than one card is now more than $8,000 according to CardWeb.com. About 43% of American families spend more than they earn each year. Personal bankruptcies have doubled in the last 10 years. Many people have more month ...
... in the Greek language. It literally means, "bodily excrement", so let's just say in the Greek language it means, "buffalo chips." You get the picture. I majored in accounting in college and in elementary accounting you learn about debits and credits and you learn that if you don't have enough credits and are wiped out by your debits – you are bankrupt. Paul in effect said, "You look at your life and add up everything you have, everything you own and everything that is valuable to you and put that on the ...
... family the way he did. Children need fathers as well as mothers in order to thrive. And even more important, in order to learn to trust God as their heavenly Father.2 How much nurture for growth is there among American fathers today? Not enough! With major credit to single family homes where the mother has to play both roles and/or find a father-figure to help with children, we focus today on the importance of the positive impact of the father who is truly present for the children and the negative impact of ...
... sense -- a parable to confront us with the spiritual truth about our eternal salvation. Again, Jesus would be saying that nobody owes us eternal life. The flip side is surely that you and I cannot claim or accomplish one single thing that would be considered a credit toward our salvation. We can work in the field all day long, all week long, for a lifetime, and there would still be no reason why God should feel indebted to save us. The comforting side -- the gospel side -- of what Jesus was saying in this ...
... the one who first protested innocence. Unfortunately, although we grow taller, many of us never mature. We continue the "he started it" routine, though we may call it by different names. "He can't talk to me like that," the angry wife says, as she drives to the mall, credit card in purse, where she winds up overspending in an angry power binge. And many an alcoholic will tell you, while in the throes of drink, that "she drove me to it. She picks at me all the time, and I get enough trouble from my boss and ...
... cash a check in a place where you are not known. No matter how honest you try to look, all you may get is a polite, "I'm sorry, we don't accept checks." That is undoubtedly the reason for the popularity of the best-known credit and charge cards. A nationally known credit card can easily get you a room, a meal, fill up your tank, or will be accepted for some of those impulse purchases. With nothing more than a small piece of plastic, and our signature, strangers will allow us to charge a variety of expenses ...
... him who strikes you on the one cheek, turn the other also." No way! Give to everyone who begs from you; or of him who takes away your goods do not ask them again." Are there no limits? "If you lend to those from whom you hope to receive, what credit is that to you? Even sinners lend to sinners, to receive as much again." At 21.9 percent. A saint in my acquaintance, one of those rare saints who had been blessed with earthly goods, was often touched by people for a loan. A choir member who was less than ...
... your work?" "Of course, I’m in debt, Bishop! Who wouldn’t be after three years in seminary on a student pastor’s salary? All I’ve got to my name is a Bachelor of Divinity sheepskin, a 1964 Rambler with 65,000 miles on it, a pocket full of credit cards, and debts! What else did you expect?" I didn’t answer the bishop that way, of course. Neither did any of the other sixteen ordinands on that bright June day in 1967. All of us looked him straight in the eye and said, "No" - even though we all knew ...