Our Extreme Home Makeover is going according to plan, but there is one little matter we have not yet discussed. How are we going to finance the project? When the bills come due, can we finance this project without going into bankruptcy? The answer to that question is very easy. It all depends on whether or not we have managed our money properly.

That is exactly what we are going to be talking about today - managing money. How many of you feel like the former pro golfer from Georgia, Doug Sanders, who said this,

"I am working as hard as I can to get my life and my cash to run out at the same time. If I can die right after lunch on Tuesday, everything will be fine."

I am sure that it does for more than a few people, because there is one thing I am absolutely convinced of and that is the a…