There are a number of ways that the financial community calls upon us to check and reexamine our investments. How secure are we for the future, they ask. Are we getting the best return for our dollars or are there other ways to invest of which we are not even aware? No investment plan is right for everyone; therefore, we should seek an expert to help us. Magazines, television, and newspapers continually raise the issue with us.

One way that we are challenged by an investment firm is through a very catchy saying. In many ways, that saying has come to be a household term. The saying is, "When E. F. Hutton talks ..." You have all heard the ad. When you say those words, the picture that comes to mind is of two people talking about their investments. The setting may be a park or a dining room or…