How often have you imagined using the one million, five million, or ten million dollar grand prize of some well-known sweepstakes? How many times have you 'daydreamed' about how you would use a large, unexpected sum of money? How many times have you listed [in your mind] all the good things you would do if you suddenly received a large, unexpected inheritance? Have you ever made this statement: "If I had the money, I would take care of 'X' need in the congregation."

It is amazing to consider what we would do with the money we do not have. It is amazing to con…