Object: a telephone credit card

Boys and girls, do you know what a credit card is? (Let them answer.) A credit card looks like this. (Show them the one you have.) You can use it to buy something but you don't have to pay for it until later, when the bill is mailed from the company that gave you the credit card. This card is from the telephone company. It allows me to make a long-distance telephone call to anybody in the world. Of course, if I do that I must be careful how long I talk, and how far I call, because I could get a really big bill at the end of the month.

If we are not earning very much money it might be hard to get a credit card, because the company would be afraid we would n…