Occasionally I stumble across wisdom in an unlikely place. Some time ago, when we were living in Arizona, I was driving from one appointment to another. My mind was wandering in a dozen different directions, as usual. The radio was playing, but I was not paying much attention to it – that is, until the commercial came on. It was a catchy little advertisement for a Savings and Loan Association. A man, obviously unschooled in the complexities of finance, was being interviewed. He was asked a lot of questions about stocks, bonds, various investments, trends, interest rates, and the tax implications of it all. Of course, he had no answers. He admitted that he was ignorant about all of that; that’s why he trusted the experts at the savings institution. Although he didn’t know the answers, he kn…