An insurance agent filed this claim on behalf of one of his clients:

The Insured operates a dude ranch and we insure all of his ranch buildings and his pickup truck. He had been having trouble with coyotes and had rigged up an ingenious sapling cage trap to catch the animals, after which he would shoot them. This time he decided to try something different, and instead of shooting the coyote, he tied a stick of dynamite to its neck and lit the fuse, opening the cage door at the same time. The coyote unobligingly ran under The Insured's pickup truck. The claim is for the truck which is a total loss. (1)

Our first response would be that the insured got what he deserved for his cruelty. Our second response might be to acknowledge that often when we give in to anger and bitterness, it is we o…