There is an elephant in the room and her name is Katrina.

Hurricane Katrina was the most destructive storm to hit the United States in historic times. It caused extensive damage to the coastal regions of Louisiana, Mississippi and Alabama when it slammed ashore on August 29, 2005.

By late morning of August 29, the storm caused several sections of the levee system in New Orleans to collapse. Subsequent flooding over most of the city resulted in horrendous damage, destruction and death. Estimates are placing the death toll in the hundreds, maybe even the thousands and it is expected that the damage will surpass Hurricane Andrew as the costliest natural disaster in U.S. history.

Over a million people were displaced creating a humanitarian crisis on a scale unseen in the U.S. since the Grea…