We are all familiar with the television show "Who Wants to Be a Millionaire?" Well USA Today recently said the answer is: "Everybody." In an article entitled, "Everyone wants a shot at being a millionaire," I found out that we are a country drowning in millionaires.[1] The estimate is there are now close to 15 million Americans with assets of $1 million or more[2]; while just ten years ago there were fewer than half that number. Billionaires are multiplying even faster. In 1983 Forbes counted 13 American billionaires; today there are 607.[3] Never before in the history of this country has so much money been made so quickly by so many people.

Well, on the one hand it may not be wrong to want to be a millionaire, but it can be very dangerous. You know it is amazing how many things have warn…