Probably all of us know someone who has a phobia of some kind or another. Someone who is afraid of small, enclosed areas - they're claustrophobic. Someone who is afraid of wide open, sweeping spaces - they're agoraphobic. There are phobias named for fearing heights, depths, snakes, spiders, clowns, dirt, cats, dogs.

(You might want to make this a karaoke moment and get your people talking about their own fears.)

In fact, almost everything, real or imagined, has rated a phobia listing. FDR even gave fear itself a phobia listing ("We have nothing to fear but fear itself"). While many of us may feel uneasy in tight places, or rather queasy looking down from some high perch, true phobias are different. These are paralyzing, life-altering, life-limiting fears that keep those who suffer from them…