An old, old story has a fellow coming to the most famous and expensive doctor in town. From the very beginning the patient admitted that there was no way he could afford the physician's $500 fee, but he happened to catch the Doc on a generous day and the fee was reduced to $400. "But Doctor," pleaded the man, "I have a wife and six kids to feed." The fee was reduced to $250. "But Doc, that's a month's rent." Eventually, the fellow's begging and poor-mouthing got the fee down to $100 then $50 and finally to $25.

The doctor could not help but asking: "Sir, you knew when you came in here that I was the top specialist in my field and admittedly the highest priced. If you could not afford to pay my bill, why did you choose me?"

"Listen, Doc," the man said vehemently, "when it comes to my heal…