Readiness.

This is a word that our culture often has lost sight of. We tend to be a rather impulsive people today. When we want something, we want it now, …or better yet, yesterday. We leap into new ventures without checking them out fully. We rush headlong into situations that may or may not do us harm. We rack up credit by the thousands without a plan to pay it back. We have children without thinking through what those responsibilities will mean for us. We lash out at our friends, partners, and spouses with vitriol that we wouldn’t use if we thought through the hurt and pain we would bestow upon them. We receive a bundle of cash and handle it as though it’s got to be spent in a day.

A recent survey revealed that 58% of Americans have less than $5,000 in savings with 10% having none at …