Object: Some bank books with children's names on them.

Good morning, boys and girls. Today we are going to talk about the future and what it might mean to you. How many of you know what the word future means? [Let them answer.] Almost all of you. The future is tomorrow, next week, next year, ten years, or the next life. People like to plan their futures so that they will have some idea of how they are going to live when tomorrow or next week or next year comes. It may not be exactly the way they planned it; but, if they do plan, it has a better chance of happening than if they do not plan. Let me show you what I mean.

I have some bank books that I am going to pass out to you and there is a place for you to write your name or have your mother write your name in it. Now these are pretend b…