Have you ever gone to a restaurant, hung up your coat, and noticed a sign warning that the management is not responsible if it gets lost or stolen? Ever read the small print on your airplane ticket? The airline takes no responsibility for any delays or missed connections, and if your baggage is lost, they only have to pay an amount agreed upon at a convention they held in Warsaw in 1955. Park your car in some high-priced garage or lot, and a sign will tell you that management is not responsible for any items lost or stolen from your vehicle. Do those "Not responsible for..." disclaimers bother you? They do me. It seems no one takes responsibility for anything anymore.

I read about a man who was suing a hospital. A doctor had performed staple surgery on his stomach to help him lose weight.…