We're only a few days away from the New Year, and I can feel the anticipation--or dread, depending on your point of view--growing.

I heard one guy say he already dreads the new year. He said, "The holidays aren't quite over and already I'm about 90 days ahead on my calories and 90 days behind on my bills." Some of you can identify with him.

Our calendar did not come down from above. It was established by human minds. There is no real reason why one day on the calendar should bear more significance than any other day of the year. Yet still we invest the changing of the year with a great deal of meaning. It is a time of hope, of planning, of vision-casting, to use a business buzzword. And, of course, it is a time for resolutions. Ready or not, it is time to set yourself on a course of self-imp…