It has sneaked up on us so that perhaps you didn't notice. But we live in one of the most prosperous times in this generation, perhaps in this century. Unemployment is at a record low. Inflation is minuscule. The stock market seems to defy everybody's prediction, and keeps on going up and up.

We used to talk about the richest people being millionaires. Now we talk about them being billionaires. I read this week that three of Microsoft's original founders have more wealth combined than something like two hundred of the world's poorest nations.

And what's more, this generation will not only generate more wealth than any other generation, they will also inherit more wealth than any other generation. The question is, what will they do with it? I believe that that is the most pressing moral q…