There's an old story that many of you may know about a young man in Montana who bought a horse from a farmer for $100. The farmer agreed to deliver the horse the next day.  However when the next day arrived, the farmer reneged on his promise.

“I'm afraid the horse has died,"he explained.

The young man said, “Well, then give me my money back."

The farmer said, “Can't do that. I spent it already."

The young man thought for a moment and said, “Ok, then, just bring me the dead horse."

The farmer asked, “What y…