Someone once said that the only constant in life is change. No matter who you are, one of the greatest challenges you will face is managing the changes that take place in life. We have limited control over some of the changes we face. Our hair changes color and sometimes falls out. We gain weight as we become less active and our metabolism slows. Our children grow up and move out of the house. The shifting economy may lead to lay-offs and relocation. The death of a spouse or the breakdown of a marriage may result in radical changes in our living arrangements. And if that isn't enough, grandchildren come along to make us humble again.

Most of us try to control the tempo of our lives. We do all we can to maintain the status quo. We might move to a larger home as our family grows. We relocat…