Have you ever been down to the bank on late Friday afternoons to deposit a check? Are the lines long on Friday afternoons? Yes. Do you enjoy waiting in those lines? No. And you are pleased when you hear the voice of the bank manager echoing through the bank: 'Tellers to the front window please." And you want those tellers to come immediately, when the line is long. Not in five minutes or ten minutes or fifteen minutes. The action is now. We need some extra workers now.

Same song, second verse. Have you ever been grocery shopping on Friday late af…