A young man of thirty-two had been appointed president of the bank. He'd never dreamed he'd be president, much less at such a young age. So he approached the venerable chairman of the board and said, "You know, I've just been appointed president. I was wondering if you could give me some advice." The old man came back with just two words: "Right decisions!" The young man had hoped for a bit more than this, so he said, "That's really helpful, and I appreciate it, but can you be more specific? How do I make right decisions?" The wise old man simply responded, "Experience." The young man said, "Well, that's just the point of my being here. I don't have the kind of experience I need. How do I get it?" Came the terse reply, "Wrong decisions!"