In one of his Lake Wobegone stories, Garrison Keillor tells about a Sunday morning in Lake Wobegon Lutheran Church. The sermon has been droning on far too long, and Clarence Bunsen has checked out early. He realizes it's almost time for the offering, so he quietly reaches for his wallet. Upon opening his wallet, Clarence discovers he has no cash. He takes out his pen and hides the checkbook in the middle of his Bible, next to one of the psalms. He begins to scratch out a check for thirty dollars, because he almost had a heart attack that week, and because somebody in the church will count the offering and he wants th…