In today’s lesson Paul talks about “excellence in giving.” It’s tough to talk about giving when the country is going through uncertain times.

I don’t know how you felt as you watched the stock market meltdown last fall. For some people it was a very helpless feeling. Some of you watched the money in your retirement accounts slowly disappear.

One guy said he took a kind of Zen attitude towards it all. He started off with $50,000 Zen he had $40,000, Zen he had $30,000, Zen he had...

Another man said his laundry called and said, “We’ve lost your shirt.”

Then his broker called and said the same thing.

Well, I hope you didn’t lose your shirt. But it’s tough.

Of course, every cloud has its silver lining. There were some bargains. One man said he went to buy a toaster, and it came with a fr…