Winners see risk as opportunity. They see the rewards of success in advance. They do not fear the penalties of failure. The winning individual knows that bad luck is attracted by negative thinking and that an attitude of optimistic expectancy is the surest way to create an upward cycle and to attract the best of luck most of the time. Winners know that so-called luck is the intersection of preparation and opportunity. If an individual is not prepared, he or she simply does not see or take advantage of a situation. …