The Parable of the Talents makes no attempt to examine the causes of the slave's laziness, but one factor is evident from the dialogue: the slave has no love for his master. He is really interested only in himself, and consequently security, not service, is his goal. There is not the slightest trace of gratitude that his master trusted him with so great a sum. Respect for his master is limited to a grudging acknowledgement of power.

If we are correct in taking the phrase "to each according to his ability" as indicating that for Matthew the parable challenges Christians to make full use of the gifts that God has entrusted to them, the portrayal of the third servant reminds us that love for our master must be demonstrated in faithful and untiring service to other people.

It is routine for Christians to excuse themselves by protesting that their gifts are too modest to be significant. This parable insists that the gifts are precious and are to be exploited to the full.