A man named Murray put the following announcement in his local synagogue’s newsletter: “LOST: a black leather wallet containing precious family photos, personal ID documents, and $875. Finder can keep the photos and documents but please return the money, to which I am attached for sentimental reasons.”  One man replaced all the windows in his house with expensive double-pane energy efficient windows.  A year later he got a call from the contractor complaining that his work had been completed a whole year and he had yet to pay for them.  So, the man  proceeded to tell the contractor just what his fast-talking sales guy had told him last year . . . that in one year the windows would pay for themselves. Why should he pay if the windows paid for themselves? 

A third-grade teacher asked her cl…