Dr. H. King Oehmig tells a story of the time that a church congregation from Cartersville, Georgia wanted to begin a Habitat for Humanity group. It was in the early days of Habitat, so the group went to Americus, Georgia to meet with Millard Fuller, the founder of Habitat for Humanity. The group toured the Habitat facilities and saw a presentation on how groups operate.  Then Mr. Fuller took time from his busy schedule to go and talk to this group. During the course of their conversation, one of the folks from Cartersville said, "Mr. Fuller, we think this is what God's calling us to do. But before we begin, how much money do you think we should have in the bank to get us off the ground?"

Fuller leaned toward the man and in a very low and serious voice told him, "It would be wholly irresponsible, completely negligent, totally feather-brained if you started an affiliate without at least one dollar. But you have to have one dollar.  Don't dare make a move without it!"

King Oehmig says that that day, the Cartersville group learned, "as the disciples discovered with Jesus that evening, when He told them to feed the masses themselves – that faced with the Gospel imperative, we were searching for a reasonable alternative to faith." Just like modern America searches for a reasonable alternative to a miracle.