I will call him “Ray.” I met Ray back when I was a student pastor, in another church, here in Atlanta. He and his wife kind of took me in and we became the best of friends. As a matter of fact, he was instrumental in helping me and Teresa finally get together. I never dreamed I would tell you this story about Ray.

It had been almost 25 years since I had seen or heard from Ray and out of the blue he called me when we were moving into the home where we now live and graciously offered to purchase the light fixtures for our home and put them in. We were so grateful for his offer. We went to a company, picked out our light fixtures and had them delivered and installed. We thought everything was fine.

Right after that, Ray called and asked if he could borrow a good sum of money (let’s just say…