... that said, "If your outgo exceeds your income, then your upkeep will be your downfall." That expresses more truth than is on the surface. A professor at the Stanford School of Business predicted recently that "in the next few years, we will see the biggest wave of mid-career crises this nation has ever seen." What that ... . "My God in his loving kindness shall meet me at every corner." (Dr. Jim Moore, "There is No Spot Where God is Not", May 28, 1989. If you can believe that you can go "singing in the rain."